Guaranteed Rate


Chicago, IL

CEO: Victor Ciardelli

Year of Investment: 2018

Status: Current

Founded in 2000 and headquartered in Chicago, Illinois, Guaranteed Rate is the third largest non-bank retail residential mortgage originator (as of FY 2017) in the sizable $1.8 trillion U.S. residential mortgage market and employs four times more top 100 mortgage originators than any other firm in the country. Since inception, the Company has originated over $100 billion of conforming, jumbo and government mortgages across all 50 states, with approximately 75% of its 2017 volume in more attractive purchase (as opposed to refinancing) originations. The Company operates through three distribution channels: distributed retail, online direct-to-consumer and Guaranteed Rate Affinity, a joint-venture with Realogy Holdings Corporation ("Realogy") established in 2017.